Where do I find rates for GSFA Golden Opportunity loans?
GSFA publishes rates daily. Scroll down to see today's rates.
You cannot lock a rate until you have an offer accepted and your lender locks it with GSFA. Rates can be locked anytime between 8am and 4pm, but most lenders require an earlier cutoff time for you to request your lock to give them time to register the lock prior to the 4pm cutoff time.
My cutoff is 3:30 pm for me to enter the lock.
Rates are locked for 30 days.
Longer term locks are NOT available.
How to read the rate sheet
Determine your loan program
FHA = GNMA: If you are doing an FHA loan, then you will look at the rates under the heading of GNMA
FHLMC = Conventional loan: If you are doing a Conventional loan, you will look under the heading of FHLMC
GSFA Golden Opportunities Rates
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CrossCountry Mortgage, LLC does business in the State of New York as CrossCountry Financing. Licensed Mortgage Banker – NYS Department of Financial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans are subject to underwriting approval. Certain restrictions may apply. Call for details. Certificate of Eligibility is required for VA loans.
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