GSFA Platinum Standard Program
Whether you’re buying your first home or considering a new investment as an experienced homeowner, the GSFA Platinum Standard program offers valuable down payment assistance that could significantly ease the financial burden of your mortgage.
You might even qualify for up to $10,000 in down payment assistance.
With up to 5.5% of your loan amount available to help cover the down payment, this program is designed to support a broad spectrum of homebuyers in realizing their homeownership goals—no requirement to be a first-time buyer!
👉📹 Click here to watch a video I recorded on this Program!
Key Features:
- Down Payment Assistance: Get up to 5.5% of your first mortgage loan amount to help cover your down payment.
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Amortizing Second Mortgage: The DPA is structured as a second mortgage with monthly payments, spreading the cost over 15 years at the same interest rate as your first mortgage. - No First-Time Homebuyer Requirement: Whether it’s your first home or your next, the Platinum Standard is open to all.
- Flexible Property Types: The program covers a variety of property types, including single-family homes, 1-4 unit properties, condos, townhomes, and certain manufactured homes.
- Purchase or Refinance: Assistance is available for both purchasing a new home and refinancing your current residence.
- Accessible Qualifications: With a minimum FICO score requirement of 640 and a maximum debt-to-income ratio (DTI) of 50%, the program is designed to be accessible to a broad range of borrowers.
How Can This Help You?
For many, the biggest hurdle to buying a home is the initial cost—particularly the down payment. GSFA’s Platinum Standard can reduce or even eliminate the out-of-pocket expense, enabling you to purchase your home much sooner than you might have thought possible.
This program is also a great option for those looking to refinance and take advantage of better financial terms.
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
Ready to Get Started?
Schedule a FREE one-on-one call with me or get started now by applying with our FREE online mobile app.
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