Select Program
If you're in healthcare, law enforcement, firefighting, emergency services, education, or school administration, the GSFA Platinum "Select" Program is tailored just for you.
This special initiative helps eligible workers like you buy a home with significant financial assistance, potentially reducing your initial expenses significantly.
About the "Select" Program
👉📹 Click here to watch a video I recorded on the Platinum Select Program!
The GSFA Platinum "Select" offers up to 5% in down payment assistance based on the first mortgage amount. This help comes partly as a gift that you don’t have to repay, boosting your home equity right from the start.
Key Benefits:
- Versatile Financial Support: Our products are delivered immediately
- Open to Many Buyers: Whether it's your first home or next, there’s no restriction on first-time homebuyers.
- Wide Property Eligibility: Suitable for various properties, including single-family homes, condos, and townhomes.
- Flexible Loan Options: Compatible with FHA, VA, USDA, and Conventional loans.
Eligibility:
- Who’s It For? Peace Officers, Sheriff, Border Patrol Agents, Correctional Officers and others serving in a Law Enforcement capacity; Firefighters, CalFire, paramedic, and Emergency Medical Technicians (EMTs), including administrative staff that supports firefighters; Medical and health care workers; Current members of the California State Teachers Retirement System (CalSTRS) or University of California Retirement Plan (UCRP), employees of a California accredited Private, Charter or Public School District or California State University, Junior College or Private College, including school administration and staff.
- Credit and Income: A minimum FICO score of 640 with debt ratios starting at 45% and expanding to 50% with higher scores. Expanded income limits and NO INCOME LIMITS if you go with the FHA option.
- Residency: Must be for your primary residence.
Ready to Get Started?
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
Ready to Get Started?
Schedule a FREE one-on-one call with me or get started now by applying with our FREE online mobile app.
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John King
I'm John King, and I've dedicated over 20 years to the mortgage industry. Proudly ranking in the top 1% of mortgage originators since 2015, my passion lies in guiding homebuyers and homeowners achieve their homeownership goals.
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All information is for educational purposes only and is not a commitment to lend. Program guidelines, eligibility requirements, and availability—including down-payment assistance and CalHFA programs—can change at any time. Not all applicants will qualify. Please speak with me for personalized guidance.
