Select Program
If you're in healthcare, law enforcement, firefighting, emergency services, education, or school administration, the GSFA Platinum "Select" Program is tailored just for you.
This special initiative helps eligible workers like you buy a home with significant financial assistance, potentially reducing your initial expenses significantly.
About the "Select" Program
👉📹 Click here to watch a video I recorded on this Assist-to-Own Program!
The GSFA Platinum "Select" offers up to 5% in down payment assistance based on the first mortgage amount. This help comes partly as a gift that you don’t have to repay, boosting your home equity right from the start.
Key Benefits:
- Versatile Financial Support: Our products are delivered immediately
- Open to Many Buyers: Whether it's your first home or next, there’s no restriction on first-time homebuyers.
- Wide Property Eligibility: Suitable for various properties, including single-family homes, condos, and townhomes.
- Flexible Loan Options: Compatible with FHA, VA, USDA, and Conventional loans.
Eligibility:
- Who’s It For? Peace Officers, Sheriff, Border Patrol Agents, Correctional Officers and others serving in a Law Enforcement capacity; Firefighters, CalFire, paramedic, and Emergency Medical Technicians (EMTs), including administrative staff that supports firefighters; Medical and health care workers; Current members of the California State Teachers Retirement System (CalSTRS) or University of California Retirement Plan (UCRP), employees of a California accredited Private, Charter or Public School District or California State University, Junior College or Private College, including school administration and staff.
- Credit and Income: A minimum FICO score of 640 and a DTI up to 50%.
- Residency: Must be for your primary residence.
Ready to Get Started?
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
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John King
I'm John King, and I've dedicated over 20 years to the mortgage industry. Proudly ranking in the top 1% of mortgage originators since 2015, my passion lies in guiding homebuyers and homeowners achieve their homeownership goals.
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John King - NMLS ID# 453426
855-626-5464 Office
kingteam@johnloanking.com
2220 Douglas Blvd, Suite 220, Roseville, CA 95661
John King Loan Consultant / Branch Manager NMLS ID# 453426, Roseville- Branch NMLS ID# 1008243, Lodi- Branch NMLS ID# 284835, Summit Funding, Inc. NMLS ID# 3199, www.nmlsconsumeraccess.org, Equal Housing Opportunity.