The WISH Program is designed to help low- to moderate-income first-time homebuyers overcome one of the biggest barriers to homeownership: upfront costs.

Through participating lenders, the program provides matching grant funds to boost your savings and make buying a home more achievable.

​👉 In 2026, there is $13 million in funding available to support eligible buyers.

To be eligible, you’ll need to meet a few key requirements:

✅ Basic Eligibility Checklist:
• First-time homebuyer
• Income at or below 80% of your area’s median income (AMI)
• Complete a homebuyer education/counseling program
• Contribute your own funds (savings, gift funds, or sweat equity)
​• Open escrow within 1 year of enrolling

The WISH Program supports a variety of home types, including:

• Single-family homes
• Condos and townhomes
• Cooperative housing
• Manufactured homes
​• 2–4 unit properties (as long as you live in one unit)

Here’s a simple step-by-step breakdown:
✅Connect with us.
✅Enroll in the WISH Program
✅Complete a homebuyer ed course
✅Save your contribution funds
✅Receive matching grant funds
✅Purchase your home within 12 months

• Funding available through: March 12, 2027
​• Buyers must open escrow within 1 year of enrollment
​
​✨ Final Thoughts

If saving for a down payment has been holding you back, the WISH Program could be the opportunity you’ve been waiting for.

​With significant matching funds and flexible options, it’s designed to turn your homeownership goals into reality faster than you might expect. Reach out to us today.